Terms of use

Updated October 19, 2026. XO Talk offers online board games, quick duels and optional social features. It is intended for players aged 13 and older. Where required, a parent or guardian must authorize a minor's use.

Using the application

Use an account you are authorized to access. Respect other players. Do not upload nudity, sexual content, illegal material, impersonation or abusive images. Do not use chat or voice to harass, threaten or disclose another person's private information. You can report a player and block further friend communication from the chat menu. Match voice settings also provide reporting and blocking; blocking during a match turns off incoming voice for that match. Reports are reviewed by the operator. Content or access may be restricted for abuse.

Games and virtual coins

Virtual coins are in-game units. They cannot be redeemed for money, real-world goods or prizes, and are not an investment or a bank balance. Coin packs are consumable Google Play purchases. The purchase screen shows the price supplied by Google Play; Google handles payment details and applicable purchase or refund procedures. Link an available sign-in account before buying coins so the profile can be recovered after reinstalling.

The server enforces entry fees, results and turn deadlines. Where a match has a winning payout, 10% of the two-player entry pool is removed and the winner receives 90%. Leaving a live match or missing a turn deadline can result in a loss. Messages cost one coin. Eligible optional rewarded ads grant 10 coins, at most once every two hours per account; an incomplete ad does not grant a reward. Matches may use automated opponents when another player is unavailable; automated opponents do not speak or send chat messages.

Accounts and availability

Guest profiles depend on the session stored on your device. Balances from separate profiles are not automatically merged. Service availability may be interrupted. Social sign-in may be limited to approved test accounts until provider review is complete. Do not share account credentials.

Our privacy notice describes data processing. Contact carlos.williams@touchstonetelevision.com for support or account deletion requests.